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The Impact Approach
Tax Planning
Should you incorporate?
Should you pay yourself dividends or a salary?
We test various scenarios to see strategies are the most tax efficient solution for you and we coordinate with your accountant or tax lawyer for seamless implementation.
Risk Planning
What happens when you get hurt?
What if you go through a separation?
We simulate disabilities, death and divorce and we help you come up with cost-efficient solutions to these unplanned scenarios so you can focus on recovery.
Estate Planning
Do you want to leave behind a legacy?
Should you gift your wealth while you're living?
Will your loved ones be okay if you die unexpectedly?
Whatever your age or family situation, we can help you protect your loved ones using low-cost products and strategies.
Life Planning
Can I spend more time with my family?
Could I afford to take time off to recharge?
Being a physician can be demanding and you need to take care of yourself. We can help you build the right financial conditions to live the life you want.
Retirement Planning
How can I find time to plan for retirement when I can't plan for the month?
You have a lot on your plate TODAY! We create a retirement savings plan and spending plan to fund the future you want, when you want it!
The Impact Difference.
Financial planning is a journey, not a product.
Our multi-step approach to financial planning is a collaborative undertaking. Over several weeks, we educate you and empower you to become your best self.
After completion of our planning engagment, you will be equipped with the framework to navigate through life's financial challenges.
Ethical Financial Advice.
You practice ethical medicine. We practice ethical financial advice. Whether you choose to Do-It-Yourself or you wish to delegate your asset management to us, our fee models are simple, transparent and written in our letter of engagement.
No hidden fees.
No hidden compensation.
Evidence-based Investing.
Your practice is evidence-based and so is our style of investing. Whether you self-manage your portfolio or you want an expert to do it for you, we can teach you how to invest based on academic research, not clever marketing.
Protect your loved ones when it matters most.
Insurance is about protecting yourself and your loved ones when things go wrong. We understand insurance products are confusing and often predatory and we are committed to acting in your best interest!
So, you can concentrate on treating your patients.
Not worrying about your loved ones or your wallet.