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Who are we?

We're two finance professionals, parents and husbands to physicians who want to bring modern, ethical financial planning to all physicians across Canada.

Richard Predham

Richard founded Impact Financial Planning in 2020 to serve Canadian physicians without having to compromise his values or sell expensive, high-fee financial products.

Carlo Valle

Carlo moved to Montreal from the US after falling in love with an internist. He joined Richard at Impact Financial Planning in 2026 because he shared the same values and vision in serving physicians.

Book your Physician Financial 4-1-1

This is your first step to getting your finances BACK ON TRACK so you can be the doctor you always wanted to be!

Physician Financial 4-1-1