Who are we?
We're two finance professionals, parents and husbands to physicians who want to bring modern, ethical financial planning to all physicians across Canada.
Richard Predham, CFP®
Richard founded Impact Financial Planning in 2020 to serve Canadian physicians without having to compromise his values or sell expensive, high-fee financial products.
He lives in Ottawa.
Carlo Valle
Carlo joined Richard in 2026 because he shared the same values and vision of financial planning. He lives in Montreal and freelances as the personal finance columnist of the Montreal Gazette.
